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Credit unions in particular offer some attractive rates to their clients and most are looking for new customers at any given time.
Peer-to-peer consolidation loans are becoming popular, as well.
GAAP dictates when and how companies should consolidate and whether certain entities need to be consolidated.
Thus, it is important to note that entities in which a company owns only a minority interest do not often need to be consolidated.
And yes, I do believe it can be a good idea as long as you do your homework and choose the option that will work best for you.
Source: Investing Answers Consolidation of matters in the federal courts is governed by Rule 42 of the Federal Rules of Civil Procedure.
Consolidated cases may become one single action with a single judgment, or may retain their individual identities although tried together.
At the end of the year, Company XYZ's income statement might reflect a large amount of royalties and fees and very few expenses (because these are recorded on the subsidiary income statements).
Thus, an investor looking solely at Company XYZ's holding company financial statements could easily get a misleading view of the entity's performance.
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Both of these options will probably give you the option of leaving your cards open and available for use.